Senior Loan Specialist | CEO
Carole Gardner
Whether you’re a first-time homebuyer, looking to trade up, deciding to downsize, or simply wishing for a change, Carole can help you before you ever make an offer on a property. You can count on Carole to review your budget, income, and savings with you, helping you get a clear picture of what type and amount of loan is realistic.
Check out Carole's reviews and see what others say about working with Carol!
Justine Vega
Loan Processing Manager
It is my pleasure to be instrumental in helping countless families purchase their dream home over the past 40 years!
Rayce Hicks
Senior Loan Processor
My goal is to verify, compile, review, and manage all the documentation for underwriting and meet established standards.
Ken Nguyen
Loan Processor
I work with you, the loan officer, and our providers to ensure we meet all the requirements for approvals, appraisals, and closing.
Ciara Cook
Loan Concierge
I'm here to help provide friendly, accurate, and professional service. Sometimes we need to identify challenges and resolve errors before they become an issue.
And start working with our team!
What Others Are Saying About Gardner Mortgage Group
Daniel Watson
Carole Gardner helped me back in June to obtain mortgage pre-approval (and then the mortgage itself) on an extremely tight timeline. I cannot say enough good things about Carole - completely professional, great and responsive communicator, extremely driven and will totally pull out all the stops to ensure your closing deadlines remain on track. Rayce and Justine also great to work with and Innovative has some competitive rates too. Thanks so much for everything - as and when I need another mortgage I will be back!
Courtney Maze
Carole Gardner, Senior Loan Officer, was amazing to help me through my first home purchase in this crazy housing market. Thanks so much Carole!
Renata
Rocha-Figueroa
I had a wonderful experience with refinancing my mortgage with Carole Gardner. I reached out to her because she did a wonderful job helping me with purchasing my first home. She was very detailed, clear and on top of everything . I recommend her service. I give it a 5+ star rating, I would give her more if I could! Thank you so much!
Alyssa Wegener
My experience with Carole Gardner, Senior Loan Officer, was absolutely wonderful. She helped me through every step of the way through my loan process. I definitely will recommend her to anyone I know buying a home. She was truly amazing to deal with during it all! Also, both Justine and Rayce were wonderful. I cannot say enough great things about my experience!
Chris Custer
Great mortgage broker, best in the business. I would highly recommend Carole to anyone needing a loan. Carole was organized and extremely knowledgeable. Carole made the process quick and painless. Great job Carole. Thank you.
Bonnie Fagoh
I wanted to check every box above for Carole, because she is also Expert, Good Value, On Time and Creative! But I was limited to 3 choices. Carole has never failed to close a loan for any of my clients (she will tell them from the start if she can't find them a loan) and she has also helped me with my personal mortgage needs. I always recommend her to my clients.
Tom McDonough
Carol is the most knowlegable mortgage broker that I have worked with and she has always served my clients in the most professional way and GOT ER DONE!!!
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Carole Gardner NMLS #374313 | Innovative Mortgage Services, Inc. NMLS #250769 - NMLS Consumer Access / Legal Disclaimer - This information is not intended to be an indication of loan qualification, loan approval, or commitment to lend.
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